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Tuesday 25 July 2017

3 Best Online Payment Methods for your Business Today 2017 and Beyond

          Online Payment Methods for your Business Today 
Are you still feeling unsure about making payments or still searching for the best way to receive payments online? This post got you covered and takes away that skepticism in you about online transaction.You can start receiving and making payment online with no fear of been hacked or duped.These three online payment options,online payment systems or pay online methods works well,providing you with the secured payment system available.One thing to note about these payment methods is that they are independent of each other, meaning you can use all three if you want to, and sometimes your business may be directed to one but i would recommend having all three of at your discretion for easy business flow.

Here are the best online payment service providers;

1) PayPal;With so much fraudulent activities online PayPal provides you with a secured system,PayPal is the safer, easier way to pay and get paid online. The service allows anyone to pay in any way they prefer, including through credit cards, bank accounts, PayPal Smart Connect or account balances, without sharing financial information.
PayPal has quickly become a global leader in online payment solutions with more than 203 million accounts worldwide. Available in 202 countries and 25 currencies around the world, PayPal enables global ecommerce by making payments possible across different locations, currencies, and languages.
PayPal has received more than 20 awards for excellence from the internet industry and the business community -most recently the 2006 Webby Award for Best Financial Services Site and the 2006 Webby People's Voice Award for Best Financial Services Site.
Located in San Jose, California, PayPal was founded in 1998.
                                                                                              Sign up Now!!!        
PayPal

2)Payoneer; In today’s borderless digital world, Payoneer enables millions of businesses and professionals from more than 200 countries, to grow globally by facilitating seamless, cross-border payments. Additionally, thousands of leading corporations and marketplaces rely on Payoneer’s mass payout services to send funds to their beneficiaries worldwide. With Payoneer’s fast, flexible, secure and low-cost solutions, businesses and professionals in both developed and emerging markets can now pay and get paid globally, as easily as they do locally.Founded in 2005 and based in New York, Payoneer is venture-backed, profitable and ranked in the top 100 of Inc. 5000’s Financial Services companies. SIGN UP NOW to enjoy the dividends that comes with Payoneer.                  
                                                                                     
Payoneer

 You can take a break from Business and do shopping with your Payoneer MasterCard today and still make money while shopping using EBATES .




3)PayzaPayza (was known as AlertPay) is an electronic wallet (e-wallet) payment system founded in 2004 as AlertPay and change its Name to Payza on 14 May 2012, allows any business or consumer to send and receive internet payments securely, quickly and cost-effectively using just an email address, thereby avoiding traditional methods such as checks or bank transfers. With its office headquarters in Montreal, Canada, Payza is available to users all around world.
Payza functions like Paypal with few addition that makes it stand out from others,See more details Here
          
Payza

Friday 14 July 2017

Free, Fast and Easy Ways to Promote Business Today 2017(Business Growth Apps)

                   Fast and Easy Ways to Promote your Business Today 
                                   2017 and Beyond
 This would be fast and easy for action takers, get your business to world within seconds with this free method presented below. I would also recommend you take action now!!!  to get your business in front of those desired persons,communities, states, countries, continent, and the world today.

1. Traffup; This is one platform that helps you get fast and easy views to your business pages online, and can also help to influence your social media performance and the wonderful thing about traffup its that it is free to all with no country or regional restriction, here is what you need to know about traffup.








Step 1) Create Your Account - it's Free!

Sign up and add your website or associate your Twitter account. As a new member, you get 100 bonus points to get started.
Assign some points (e.g. 5, 10, 15 etc.) to your website or Twitter profile for other users to visit your website or follow you. Points are deducted from your account whenever your website receives a new visitor or somebody follows you.

Step 2) Attract Users

Points assigned to your website or Twitter profile are crucial as Traffup users prefer to visit websites that offer more points.
Assign more points to attract more visitors and display your website, Twitter profile or messages on top in search results.

Step 3) Earn Points

Your website, profile and messages are visible on Traffup as long as you have points in your account.
Visit other websites listed on Traffup, follow users or retweet messages to earn free points. You can also purchase points pack to boost your account instantly. Also work with your Instagram, Facebook, YouTube.

2. Millionleadsforfree; For your everyday business today, it is require to take millionleadsforfree as one great avenue to increase real visitors to your business, and also generate leads to get your business with no money required totally for free.This is how millionleadsforfree works;
millionleadsforfree



At MillionLeadsForFree.com, every member may post to at least 5000 leads per day, which equals to 1,825,000 leads for the year!

The leads you'll be posting to everyday have all been confirmed and verified. These leads have all logged in and show some activities and interest in various opportunities within the last 72 hours!

If you'd like to post to more than 5000 leads per day, we also offer a variety of ways, both paid and free, that you can choose from to post up to 100,000 leads per day!

3. LinkedIn ; Professional business on LinkedIn brings both investors and good sells for your  business. With LinkedIn your will be able to bring real visitors to your business from all over the world not withstanding the serious competition posed by other businesses.See what LinkedIn provides you with;
Linkedln
  











-Get connected with LinkedIn  to see new opportunities on how you could shows your business to the world today.
-Find and contact the right people
-Promote and grow your business
-Learn new skills to enhance your professional brand
-Also take advantage of their premium service free for one month.


4. YouTube: I have see lots business succeed with the number of views gotten from YouTube which generated to leads to get the business to move fast to a world class level. 
With YouTube there are country on regional restriction ,suitable for all age category.Your business will always be ahead once your ads on YouTube is always made available.
YouTube


5. TripAdvisor: For business that needs you travelling, TripAdvisor would come in handy, 
with TripAdvisor you can get to know about a place(s)  and also get to tell other people about 
a place(s) you have visited.

  
















Monday 3 July 2017

Tips for a Successful Online Business Investment for Your Business Today

Successful Online Business Investment for Your Business Today
  Now you are online in search of a business to invest in or probably have one going on for you just looking to expand your business online,are you also trying to avoid online scams and hacks here are tips to get you started; 
1.Budget
2.Review(s) on your intending Online business
3.Forum chart/Blog Post
4.Follow Existing or Similar Business
5.Consistency
6. Time
7.Others.

         BUDGET
For your online Business Success, your budget must be right.Right meaning not just how much you got stocked for your Online business, but your plans unto possible returns(income) after investment.Most online Business i have research on started with little or no money to get to where they are now.So i would advice you to start little until you are fully aware of your business online.If also you have lots money and you really want to get things done on a large scale i mean huge investment online,please do keep in touch for our next post on HIGHEST RETURN ON INVESTMENT

         
          REVIEW(S) ON YOUR INTENDING ONLINE BUSINESS
With so much business online people still get duped, scammed of thousand in both money and assets built and gotten online, this is one major reason i had to write this post,getting you aware online Business scams.
PLEASE BEWARE OF;
Sites that asks you for your MasterCard or Visa Card
 to get Signed up for their service or product
Sites that do not have any written review from other sites telling you about their product or services
Sites that have no testimony of success in business from other sites
Finally,

 Always use Google search or any search engine to get reviews on any business product or service before starting.

           FORUM CHART/BLOG POST
Information gathering about a business online saves you a lot of stress and loss,assets(people) loss can be prevented once you discover the power of Forum chart and Blog post.
Forum chart could help reduce or prevent your loss in your business online,in forum you get to meet people who are already into your area of business or something similar.You could also ask Question clearing your doubt on that subject matter.
Blog post is also a means of getting to know about that business your want to get into,see comments and also get to comment
     
            FOLLOW EXISTING OR SIMILAR BUSINESS
Business growth online is often seen as a tree,and for such tree it require patience and guidance.You could get that level of growth making 6 figures with patience and guidance for existing or similar business by;
-Searching for existing sites that relates your Business and see how they made their success
-Social media is another way of getting to see how existing business are making it big in their business


            CONSISTENCY
Define what your aim online is all about,this could sound odd at first to you or to People you might have spake to about your business. Once your decision button is turned on you would have to stay consistent, stay at the center of  your business even if you have to move a little to here and there to drive a point, but it must drive your business home to a particular stand point.Consistence helps you reach a larger audience than you can imagine, Since would be known for a particular product or service you render.
   

             TIME
"How time flies", that old saying is so true.For your successful online Business time is required.For low business investment online,time consumption would be much when compared to high business investment, the reasons been that money would get your business far and wide with little time spent and reduces long hours of online work.Notwithstanding much time spent could also assist you to be fully aware of your online business and prevents most online scams.


              OTHERS
In business their is always loss and profits, So don't get so fooled that online business is different.Your online business requires your presence,also get paid persons(experienced persons) or do your research to get work done for you if challenges arises.
Never forget to note or establish your online presence to get people to know all about your business.


 

                                 
                           
   
     


Friday 30 June 2017

10 Fast growing Countries for Business Today 2017

A Quick recap from a Previous Post on Best Place to do Business Today 2017 ;

Top ten countries to Startup or Expand your business today, these countries will be categorized into two;
1.Highly Developed,
2.Developing.

                                                Highly Develop
Ranking the following countries is based on the Human Development Index which is usually referred to as HDI.Check out the list for Highly Develop countries to do Business today.

10.Denmark
9.Singapore
8.Canada
7.New Zealand
6.Germany
5.United States
4.Netherlands
3.Switzerland
2.Australia
1.Norway
                   See more detail here :- http://newsbeatdown.blogspot.com.ng/2017/06/best-places-to-do-business-2017.html

NOW!!!

               10 FAST GROWING(DEVELOPING) COUNTRIES FOR BUSINESS TODAY 2017
The rating of this Countries was done in accordance to the World Bank's latest edition of Global Economic Prospects.They are listed below;

10. Philippians
 9.  Myanmar
 8.  Cambodia
 7.  Laos
 6.  Djibouti
 5.  Tanzania
 4.  India
 3.  Nepal
 2.  Uzbekistan
 1.  Ethiopia


Ethiopia- 8.3%
 Ethiopia is the fastest-growing economy in 2017, according to the World Bank’s latest edition of Global Economic Prospects.
Ethiopia’s GDP is forecast to grow by 8.3% in 2017. By contrast, global growth is projected to be 2.7%.
The East African country’s accelerating growth comes on the back of government spending on infrastructure.
However, borrowing to finance Ethiopia’s large public infrastructure projects has led to a rise in public debt, which increased by more than 10% of GDP between 2014 and 2016, and now exceeds 50% of GDP.
Many emerging market economies have high levels of public debt, and the World Bank says it is concerned about this because it could drag down growth.
Worsening drought conditions could also affect Ethiopia's growth, says the report.          

Uzbekistan- 7.6%











Uzbekistan has the second-fastest-growing economy, with projected growth of 7.6% thanks to rising oil prices, begin global financing conditions, robust growth in the Euro Area, and generally supportive policies among governments of several large countries in the region.
     On Business:- 
The Republic of Uzbekistan is a leading industrial country in Central Asia. The distinctive features of the country are highly developed automobile, airplane and machine building, metallurgy, natural gas and oil processing, chemical, textiles, food processing and other industries.   

Nepal-7.5%




Nepal is next, with a 7.5% projection. Nepal’s growth has rebounded stronglyfollowing a good monsoon, reconstruction efforts after the 2015 earthquake and normalization of trade with India, says the Bank.
Nepal got too crisis all around electricity, water, fuel, communication, inflation. Remember crisis is an opportunity for an entrepreneur, and for us to become a multi-millionaire while serving Nepal and beyond.

Reasons to Invest;
There are many reasons why you should start your business in Nepal like number of educated people are increasing day by day which has resulted in increase in number of job seekers, people with new innovative ideas, hardworking,enthusiastic people Nepal has capacity in various sectors that helps you to earn billions of dollar. For e.g. electricity, tourism,agro-based industry.


India- 7.2%
India is the fourth-fastest-growing economy with 7.2% projected growth, thanks in part to a rise in exports and an increase in government spending. Business boom in India with various investment opportunities on an international level.
Others;
Among the other top 10 performers are Djibouti and Laos with 7% and Cambodia, the Philippines and Myanmar with 6.9%.
China, despite experiencing a slowdown and an economic transition, was in 16th place with 6.5% expected growth, helped by robust consumption and a recovery of exports.




  

Saturday 24 June 2017

Best Place to do Business 2017 (Business Today)

                                        Ever Thought of where to do business today 2017 ?
At Business Today we bring to your doorstep Top ten countries to Startup or Expand your business today, these countries will be categorized into two;
1.Highly Developed,
2.Developing.   
        Note; This post covers highly developed countries only,insight for your business startup and expansion.  

                                                Highly Develop
Ranking the following countries is based on the Human Development Index which is usually referred to as HDI.Check out the list for Highly Develop countries to do Business today.

10.Denmark
9.Singapore
8.Canada
7.New Zealand
6. Germany
5.United States
4.Netherlands
3.Switzerland
2.Australia
1.Norway
                         
 Denmark-0.900
                
Denmark ranks 10th in the highly developed countries in the world using the Human Development Index(HDI). These a good country to startup or expand your business enterprise given that it has a standard  to ensure business growth.The country ranked as the 19th country in the world in GDP (PPP) per capita which is $37,794, has the highest level of income equality, ranked high by workers’ rights and economic freedom, is the Europe’s easiest place for doing business, has the freest labor market, offers low costs for establishing business and has high standard of living. The life expectancy in Denmark is 79.5 years to be 77 among men and 82 among women.

Singapore-0.901 
 With Singapore ranking 9th in the world most developed countries,it scores 0.901 in the Human Development Index.The main reasons behind ranking Singapore among the highly developed countries are the high standard of living, being ranked as the 3rd country in the world by its GDP (PPP) per capita which is $64,584, global and diverse economy which is mainly based on trade and manufacturing, high income inequality, excellent health care, perfect education, competitive and innovative economy, has the 2nd freest economy,a great country for business, low corruption, low unemployment rate and is ranked as the 4th country in the world in terms of life expectancy which is 80 years for males and 85 for women.

Canada-0.902 
  Canada ranks 8th.It was given a high score of 0.902 by the Human Development Index (HDI) to be the 8th highly developed country in the world. Canada is placed in this position for being the 9th country in the world by GDP (PPP) per capita which records $44,656, the average life expectancy which is estimated to be 81 years, has one of the most advanced and largest economies in the world that is mainly based on the abundance of natural resources and trade, has a high quality of life which is completely satisfactory for its people, is the happiest country in the world,conducive for business, has economic freedom, is one of the most educated countries for its perfect education and its economy is highly dominated by service industry.

New Zealand-0.910
 New Zealand ranked as the 7th highly developed country in the world for the score that it got in the Human Development Index (HDI) as it has a score of 0.910. New Zealand is placed as the 30th country in the world for its GDP (PPP) per capita which records $30,493, has a high standard of living and has a life expectancy of 80.2 years for males and 84 years for women. The modern and developed economy in this country is chiefly based on tourism, wine, meat and dairy products and the country has one of the freest economies.Gives Business opportunities for investors and several business to expand in the country for a better economy  

 Germany-0.911



The score that Germany got by the Human Development Index (HDI) is 0.911 which makes this country ranks as the 6th most developed country in the whole world. Germany has a life expectancy of 80.19 years to be 77.93 years among men and 82.58 years among women. It comes as the 16th country in the world by its GDP (PPP) per capita which is estimated to be $41,248. Germany has the 4th largest economy in the world, is ranked as the 3rd largest importer and exporter of goods making it a business habitat,encourages market value for investors and investment, has a social market economy and has an extremely high standard of living. The health care system in Germany is considered to be the oldest universal one in the whole world.

United States-0.914 
 Most people may have thought that the United States is highly ranked on the list of the most developed countries in the world but unfortunately this is not true as it comes just at the 5th place on the list and this is because of its score which is 0.914 in the Human Development Index (HDI). The United States has a GDP (PPP) per capita of $54,980 to be ranked as the 6th country in the world by GDP and the overall life expectancy in it is just 78.4 years to be lower than other countries on this list. The largest national economy in the world can be found in the United States and its prosperous and capitalist mixed economy is chiefly based on the high productivity and the abundant natural resources,a big business market for the world's economy,all forms and levels of business gets involve in the market . The United States is one of the largest manufacturers in the whole world and the percentage of those who live poverty in this country is estimated to be 14.5% of the whole population.

Netherlands-0.915
 Netherlands ranked as the 4th most developed country in the world by the Human Development Index (HDI) with a high score of 0.915. Netherlands also comes as the 12th country in the world by GDP (PPP) per capita which is $42,586, has a high life expectancy of 83.21 years for females and 78.93 years for males, has economic freedom, high quality of life and those who live in Netherlands are very happy since the country is ranked as the 4th happiest country in the world. The developed economy in Netherlands chiefly relies on the international trade and this is why its economy is considered to be extremely open.Business place for international business personal with great investment plans.

Switzerland-0.917
 Switzerland given a high score of 0.917 by the Human Development Index (HDI) to be ranked as the 3rd most developed country in the world. The GDP (PPP) per capita in Switzerland is $47,863 to be the 8th country in the world by GDP and the life expectancy is 80.4 years among men and 84.7 years among women. Switzerland is renowned for its wealthy, powerful and high-tech economy, is considered to be the world’s most expensive country to live in, has low business corruption, high economic competitiveness, economic freedom, low unemployment rate and high quality of life.

Australia-0.933
 Who would have taught Australia's position? Australia got 0.933 which makes it the 2nd most developed country in the world by the Human Development Index (HDI). Australia is placed as the 10th country in the world by its GDP (PPP) per capita which is $44,346 and the life expectancy in it is estimated to be 79.5 years among males and 84 years among females. Australia is one of the wealthiest countries in the world thanks to its developed and large economy, it offers high incomes, has high quality of life, excellent education, perfect health care, economic freedom and its economy relies chiefly on telecommunications, manufacturing, banking and mining.A big business market for investing into telecommunications,manufacturing,banking and mining.

                       Finally the First and most developed country for business today

 Norway-0.944

Here is the most developed country in the world. It is highly ranked on the list of the highly developed countries in the world by the Human Development Index (HDI) with the highest score of 0.944. Norway comes as the 4th country in the world by GDP (PPP) per capita which records $55,398 and the life expectancy in this country is high as it records 80 years for males and 84 years for females.
Norway is ranked among the top countries in the world in terms of having the highest standard of living, has a perfect universal health care and it is ranked as the largest producer of natural gas and oil in the whole world excluding the Middle East. Economy in Norway chiefly relies on the extensive reserves of natural resources such as minerals, natural gas, petroleum, hydropower, fresh water and seafood. In Norway, you can also enjoy high quality of life, low unemployment rate and democracy since it was ranked before as the most democratic country in the world.

            Check out our next post on developing countries(fast growing countries) to startup or expand  your business today.

Thursday 22 June 2017

Economic meltdown 2017 in Africa with Business today(Nigeria a case study)

This Quick review would be based on findings gather from several published article for the first Half of the year. In various aspect of the country's economy(Nigeria) business today would give a complete beat down of all you for the first Half of the year.
               
                  1.   Crude oil the country's Number 1 asset for Income.
     
With Nigerian President Muhammadu Buhari in absentia suffering from an undisclosed illness, the country's National Bureau of Statistics reported this week that the economy contracted 1.5 percent last year for the first time in nearly 25 years. Although Vice President Yemi Osinbajo is handling day-to-day management of the country, analysts say Nigeria's mounting woes require steady leadership.
Like most OPEC member states, the former emerging market standout has found itself on the wrong side of oil prices that remain far too low to bolster an economy heavily reliant upon crude production.
The troubles of Africa's largest economy have been exacerbated by a debilitating currency shortage. The International Monetary Fund forecasts Nigeria will only see "modest growth" of less than 1 percent this year, and inflation is running in the double digits. It all suggests relief for the beleaguered country appears far off.
"Shortage of foreign exchange is very severe," explained Win Thin, global head of emerging market currency research at Brown Brothers Harriman. "Foreign investors today face very long delays in repatriating funds out of Nigeria."
The shortages were first caused by lower oil prices, but policymakers ultimately made the situation worse by pegging the Nigerian naira [its official currency] at a rate analysts say was overvalued. "As such, markets are not clearing and there are shortages of FX".

                      2.  The Dated Source of this Melt down
 Nigeria's economy came to be defined by recession and devaluation in 2016, pressing home the point that Nigeria's growth and exchange rate stability in the decade-and-half from 2000 to 2014 had been entirely dependent on favourable global commodity cycles.
  Weak commodity prices brought Nigeria's growth to very abrupt end and inflicted heavy bouts of devaluation to the Naira. It should be noted that Nigeria's growth would have been more resilient if the country had a better rail transport and energy infrastructure that would have underpinned higher value addition in industry.
Both the recession and devaluation resulted from foreign exchange shorted inflicted by the collapse in Nigeria's annual exports receipts from about $100 billion up till 2014, to less than $50 billion since 2015 because of the fall in oil price.   
                        
                                          Finally,
 For the Second Half of the year in Nigeria, to recover would be premised by luck, cyclical upturn, rather hard work, countercyclical policies or economy or economic reforms. Assuring the sustenance of the recovery will require more than luck. Policies would be required to open Nigeria up for investment inflows that will rebuild rail transportation and energy infrastructure now, and create much needed external reserve buffers that would help Nigeria withstand future cyclical swings.
  
            " Business Today with knowledge wealth and power".
            
Nigeria’s recovery in 2017 is currently premised on luck, cyclical upturn, rather than hard work, countercyclical policies or economic reforms. Assuring the sustenance of the recovery will require more than luck. Policies would be required to open Nigeria up for investment inflows that will rebuild rail transportation and energy infrastructure now, and create much needed external reserve buffers that would help Nigeria withstand future cyclical swings. Read more at: https://economicconfidential.com/features/nigerias-economic-outlook-2017/


Nigeria’s economy came to be defined by recession and devaluation in 2016, pressing home the point that Nigeria’s growth and exchange rate stability in the decade-and-half from 2000 to 2014 had been entirely dependent on favourable global commodity cycles. Weak commodity prices brought Nigeria’s growth to a very abrupt end and inflicted heavy bouts of devaluation to the naira. It should be noted that Nigeria’s growth would have been more resilient if the country had a better rail transport and energy infrastructure that would have underpinned higher value addition in industry. Both the recession and devaluation resulted from the foreign exchange shortage inflicted by the collapse in Nigeria’s annual exports receipts from about US$100 billion up till 2014, to less than US$50 billion since 2015, because of the fall in oil price. Read more at: https://economicconfidential.com/features/nigerias-economic-outlook-2017/

Nigeria’s economy came to be defined by recession and devaluation in 2016, pressing home the point that Nigeria’s growth and exchange rate stability in the decade-and-half from 2000 to 2014 had been entirely dependent on favourable global commodity cycles. Weak commodity prices brought Nigeria’s growth to a very abrupt end and inflicted heavy bouts of devaluation to the naira. It should be noted that Nigeria’s growth would have been more resilient if the country had a better rail transport and energy infrastructure that would have underpinned higher value addition in industry. Both the recession and devaluation resulted from the foreign exchange shortage inflicted by the collapse in Nigeria’s annual exports receipts from about US$100 billion up till 2014, to less than US$50 billion since 2015, because of the fall in oil price Read more at: https://economicconfidential.com/features/nigerias-economic-outlook-2017/

Nigeria’s economy came to be defined by recession and devaluation in 2016, pressing home the point that Nigeria’s growth and exchange rate stability in the decade-and-half from 2000 to 2014 had been entirely dependent on favourable global commodity cycles. Weak commodity prices brought Nigeria’s growth to a very abrupt end and inflicted heavy bouts of devaluation to the naira. It should be noted that Nigeria’s growth would have been more resilient if the country had a better rail transport and energy infrastructure that would have underpinned higher value addition in industry. Both the recession and devaluation resulted from the foreign exchange shortage inflicted by the collapse in Nigeria’s annual exports receipts from about US$100 billion up till 2014, to less than US$50 billion since 2015, because of the fall in oil price. Read more at: https://economicconfidential.com/features/nigerias-economic-outlook-2017/

Nigeria’s economy came to be defined by recession and devaluation in 2016, pressing home the point that Nigeria’s growth and exchange rate stability in the decade-and-half from 2000 to 2014 had been entirely dependent on favourable global commodity cycles. Weak commodity prices brought Nigeria’s growth to a very abrupt end and inflicted heavy bouts of devaluation to the naira. It should be noted that Nigeria’s growth would have been more resilient if the country had a better rail transport and energy infrastructure that would have underpinned higher value addition in industry. Both the recession and devaluation resulted from the foreign exchange shortage inflicted by the collapse in Nigeria’s annual exports receipts from about US$100 billion up till 2014, to less than US$50 billion since 2015, because of the fall in oil price. Read more at: https://economicconfidential.com/features/nigerias-economic-outlook-2017/

Nigeria’s economy came to be defined by recession and devaluation in 2016, pressing home the point that Nigeria’s growth and exchange rate stability in the decade-and-half from 2000 to 2014 had been entirely dependent on favourable global commodity cycles. Weak commodity prices brought Nigeria’s growth to a very abrupt end and inflicted heavy bouts of devaluation to the naira. It should be noted that Nigeria’s growth would have been more resilient if the country had a better rail transport and energy infrastructure that would have underpinned higher value addition in industry. Both the recession and devaluation resulted from the foreign exchange shortage inflicted by the collapse in Nigeria’s annual exports receipts from about US$100 billion up till 2014, to less than US$50 billion since 2015, because of the fall in oil price. Nigeria’s dependence on export receipts as the sole source of external financing made the country more vulnerable than countries who receive large diaspora remittances and large foreign direct investment (FDI) inflows, in addition to export revenue. A major learning point for Nigeria is that larger capital inflows would have made the oil price fall less hurtful. Global trade flows are slowing because of the global commodities supply glut, but global financial flows are growing because of the global liquidity glut created by leading central banks. Past Nigerian governments and the central Bank of Nigeria have been historically transfixed on external trade flows, while being largely oblivious of external capital flows. Read more at: https://economicconfidential.com/features/nigerias-economic-outlook-2017/

Friday 16 June 2017

Amazon pulls out $13.7 billion to acquire Whole Food Market

Amazon.com, the online retail giant, made a major move into the brick-and-mortar world Friday, announcing that it would buy Whole Foods Market in a deal valued at $13.7 billion.
Amazon has recently begun experimenting with bookstores and a small grocery, but this is by far its most ambitious move into physical retail. The Seattle-based company was recently granted a patent for technology that would block shoppers from comparing prices from their mobile devices while they’re in stores.
In Whole Foods, it is acquiring a company that has recently come under pressure from investors for its lagging performance. Whole Foods, whose fleet of stores now numbers more than 430 locations, has found it difficult to attract more mainstream consumers as Walmart and other large chains have stepped up their sales of natural and organic products.
 The organic grocer, which was founded in 1978, would continue to operate under its existing brand. Whole Foods chief executive John Mackey would remain as CEO after the purchase and the company would keep its headquarters in Austin. The merger offers a test of whether Amazon, which has generally built its business on low prices, can successfully integrate a grocer known for premium service and higher prices.

“This partnership presents an opportunity to maximize value for Whole Foods Market’s shareholders, while at the same time extending our mission and bringing the highest quality, experience, convenience and innovation to our customers,” Mackey said in a statement.
The deal is expected to close in the second half of 2017, pending shareholder and regulatory approvals.
The $42 a share offer from Amazon is a 27 percent premium over Whole Foods Market’s closing stock price on Thursday. Trading in Whole Foods was halted ahead of the announcement, according to Bloomberg.
Amazon, which is sitting on $21.5 billion in cash, has long eschewed big acquisitions. Among the company’s largest acquisitions are its 2009 purchase of online retailer Zappos.com for roughly $1.2 billion, and video game streaming site Twitch, which it bought in 2014 for roughly $1 billion.
“Whole Foods Market has been satisfying, delighting and nourishing customers for nearly four decades — they’re doing an amazing job and we want that to continue,” said Jeffrey P. Bezos, founder and CEO of Amazon.com

Thursday 15 June 2017

Robots taking jobs in five years is BS, GE CEO Jeff Immelt says

The idea that factories will be automated and run by robots in five years is "b-------t", outgoing General Electric Chief Executive Jeff Immelt said on Thursday.

Immelt was addressing the fact that worker productivity remains low, and while technology will play a big part in boosting that, he said warnings about a short-term wipe-out of jobs are misplaced.
                                             Erik Freeland | Corbis Historical | Getty Images
Jeffrey Immelt (center), executive at General Electric Corporation, attends a press conference in New York

"There's 330,000 people that work for GE and none of them had a productive day yesterday, none of them had a completely productive day. So my own belief is that when it comes to digital tools and things like that, that first part of the revolution, is going to be to make your existing workforce productive," Immelt said during a talk at the Viva Tech conference in Paris.

"I think this notion that we are all going to be in a room full of robots in five years … and that everything is going to be automated, it's just BS. It's not the way the world is going to work."

Companies should look to make their workers more productive through new technological tools, Immelt said.

Immelt did not mince his words, saying that those who have warned about such a short term hit to jobs have no experience of actually working in factory environments.

"Most of the people that think that work is totally going to be displaced are people that have never done work, I think if you've actually run a factory … you know most of this is just bullshit. And so, I would call myself more a realist than an optimist," Immelt said.

Fierce debate has been raging recently about the extent to which jobs will be automated, and what impact this could have on jobs and society. Even if the short-term outlook is not that bad, several stories have pointed towards a longer-term impact.
Around a third of jobs in the U.K. could be affected by artificial intelligence and automation, while this figure rises to 38 percent in the U.S. by the 2030s, according to a report by accountancy firm PWC released in March.
 Major technologists have warned on the need to prepare for the huge impact AI could have. Tesla CEO Elon Musk, for example, warned that humans must merge with machines in order to become relevant when tasks become increasingly automated, and even warned on the need for a universal basic income, an idea backed by many of Silicon Valley's elites.

Earlier this week, GE announced Immelt would step down as chief executive with John Flannery, current president and CEO of GE Healthcare, taking over from August 1.

Immelt had been CEO of GE for 16 years, and said he felt it was the right time to go.

"There is never a good time or bad time to leave a job like this, but I really felt like the company, all the work that we have done … it was a good time for me, and a good time for the company for a change," Immelt said during his talk.

Naira maintains grip, closes at 364 per dollar

The naira closed flat at 364 per United States dollar on Wednesday, the same rate it closed on Monday and Tuesday.
This is despite a $414m injection into the foreign exchange market by the Central Bank of Nigeria on Monday.
The naira had posted a marginal gain against the United States dollar at the parallel market on Monday, closing at 364/dollar.
The local currency closed at 365/dollar on Sunday.
The local currency closed at 371/dollar about two weeks ago, having appreciated to 374/dollar from 382/dollar recorded the previous week.
Following the CBN’s continued supply of the dollar to the forex market, the local currency has recorded major appreciation from its all-time-low of 520/dollar. Meanwhile, the CBN is planning to sell N133.24bn ($424m) worth of Treasury bills at an auction next week.
The CBN said on Wednesday that it was planning to offer N28.12bn worth of three-month debt, N55.12bn in six-month bill and N50bn in one-year note, using the Dutch auction system on June 21.

Google backup Drive will soon back up your entire computer


Google is turning Drive into a much more robust backup tool. Soon, instead of files having to live inside of the Drive folder, Google will be able to monitor and backup files inside of any folder you point it to. That can include your desktop, your entire documents folder, or other more specific locations.
The backup feature will come out later this month, on June 28th, in the form of a new app called Backup and Sync. It sounds like the Backup and Sync app will replace both the standard Google Drive app and the Google Photos Backup app, at least in some cases. Google is recommending that regular consumers download the new app once it’s out, but it says that business users should stick with the existing Drive app for now.
It’s not clear exactly how much you’ll be able to do with the expanded backup feature. You’ll presumably be able to open and edit some common file types within Drive, as you’ve already been able to. But it’s not clear if you’ll be able to sync those files back down to multiple other computers, using Drive as an intermediary.
All of those files will very likely count toward your Google Drive storage limit, too. This will be a very quick way of hitting that 15GB cap on free accounts.
Still, it’s a smart move by Google and a pretty handy feature. There have been requests for Dropbox to add something like this for ages, and it’s yet to get around to it. Instead, like Drive, people have always had to store files directly in the app’s local folder. For anyone looking for a bit more flexibility in their syncing apps, Google seems like it’s about to become the winning option.

Amazon’s new ‘Prime Reload’ service isn’t the deal it seems

Amazon has a slightly strange new service called “Prime Reloaded.” It incentivizes Prime members to pay for stuff off Amazon using a debit card, rather than credit, which should help Amazon out with credit card fees.
On the surface, it seems like a decent way to save 2% on all your Amazon purchases in return for a small amount of hassle. But it’s far from being a no-brainier, and for most of the credit-card-using American public, it’s probably a terrible idea to sign up.
First, a quick overview of credit cards and why most stores hate them. Visa, MasterCard and American Express all charge merchants (shops, like Amazon) a small percentage of every transaction in return for processing payments. The credit card companies have invested serious time and money making sure that the majority of purchases are made on credit, and most stores aren’t even allowed to pass the extra fee onto consumers.
Merchants, understandably, hate the fact that someone else skims a couple percent off the gross revenue, but most suck it up as a cost of doing business. Amazon’s program is an obvious attempt (albeit a pretty small attempt) to see if consumers would take a small discount in return for using debit. The 2% discount Amazon is offering is a tiny bit under the average credit card fee, which is somewhere around 2.5% on average.
But while credit cards objectively suck for merchants, they’re fantastic for consumers. The most obvious benefit you get from using your credit card for purchases is cashback or points: most credit cards either have a rewards program or cashback, which gives you back a couple percent of every purchase in the form of points or cash. The percentage depends on the card, but it’s normally in the 2-4% range.
So, most people will be marginally better off spending 2% more upfront with Amazon and getting 4% back in points. But the benefits don’t stop there.
Credit card laws and policies are skewed heavily in the favor of the consumer. If you dispute a transaction with a company, you can file a complaint with your credit card company, and the merchant then has to prove that they were allowed to make the charge. If you get in a dispute with a third-party Amazon seller — for example, because the wrong item is sent and the seller won’t make a return — credit card disputes give you a good recourse. You don’t get that with a debit card.
Credit cards also generally have purchase insurance for most things, which means if something you buy on your card is stolen or broken within a few months of purchase, your credit card company will refund you. It’s a policy set up to try and prevent credit card users racking up unsecured debt, but it works great when your new phone gets stolen a month after you buy it.
The specific economics of Amazon’s program might work out in your favor. But before you go chasing off after a marginally lower sticker price, remember to take a look at the benefits you’re getting from your credit card, and do the math to see if it’s worth it.

Monday 12 June 2017

AIRTEL RECHARGE OFFERS (BONUS DATA)

 

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Wednesday 7 June 2017

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